Disclosure Statement

Thank you for choosing Unison Insurance Group. We value the trust you have placed in us and are committed to providing you with sound advice and insurance solutions tailored to your needs. Whether you are a new client or a long-standing one, we are here to guide and advocate for you—always on your side.
At Unison, all of our insurance solutions come with the support of a dedicated advisor who genuinely cares and works in your best interest.

How We Are Compensated

Unison Insurance Group is privately owned and fully independent. We do not have any ownership ties or financial interests with any insurance company. We are committed to providing unbiased advice, based solely on your needs.

For our services, we receive commissions from the insurance companies with whom we place your business. The commission is calculated as a percentage of your premium and is paid annually for both new policies and renewals.

If our compensation structure changes, or if new forms of compensation are introduced, we will notify you accordingly.

Personal & Commercial Automobile Insurance

‍(Includes private passenger vehicles, motorcycles, trailers, and recreational vehicles)

Insurance Company

Aviva*
Travelers Essential*
Coachman*
Economical Insurance Group*
Intact Insurance Group*
Jevco Insurance Group*
Pafco Insurance Company*
SGI*
Travelers Canada*
Wawanesa Insurance*
Pembridge Insurance Company*
Peel Mutual

Commission Rate

7.5% – 12.5%
10% – 12.5%
10% – 12.5%
10% – 12.5%
5% – 12.5%
10% – 12.5%
10% – 12.5%
7.5% – 12.5%
7.5% – 12.5%
10% – 12.5%
10% – 12.5%
10% – 12.5%

Personal & Commercial Property, Liability, Umbrella, Marine Insurance

Insurance Company

Aviva*
Chubb Insurance Company*
Travelers Essential*
Economical Insurance Group*
Intact Insurance Group*
Pembridge Insurance Company*
SGI*
Travelers Canada*
Wawanesa Insurance*
Peel Mutual

Commission Rate

15% – 20%
10% – 20%
20%
15% – 20%
15% – 20%
15% – 20%
15% – 20%
15% – 20%
15% – 20%
15% – 20%

Specialty Lines (Intermediaries, Wholesalers, & Non-Contracted Markets)

Unison Insurance Group may place coverage through specialty markets when it is in your best interest. Commission rates in these cases typically range from 5% to 20%, depending on the type, complexity, and size of the business.

April
Abex
Raise
Burns & Wilcox
Southwestern Group
Ches
DAS
SUM
Victor Canada
Group One
Hagerty
Markel
Totten

Bond Markets

Bond commissions typically range from 15% to 27.5%, depending on the type of bond, financial strength of the applicant, collateral required, and other factors.

Bond Insurers

Intact Insurance Group*

Travelers Canada*

Aviva Canada*


Profit Sharing

Insurers marked with an asterisk (*) recognize our performance through profit sharing programs, which reward brokers based on:

  • Total premium volume
  • Loss ratios
  • Retention and growth
  • Quality of service and underwriting cooperation

Profit sharing is not applicable to individual accounts and is not guaranteed. It is determined by the insurer’s performance evaluation of our full book of business.

For more details, please refer to each insurer’s website.

Other Compensation

Unison Insurance Group may occasionally receive additional compensation from insurers in the form of:

  • Attendance at educational events
  • Invitations to seminars or strategic planning sessions
  • Technical training and networking opportunities

These are not related to the placement of individual policies and do not influence the advice we provide.

Contact Information:

Name of Organization: Unison Insurance Group

Address: 2077 Dundas Street E, Suite 103, Mississauga, Ontario L4X 1M2

Telephone: 905-624-5300

Fax: 905-624-8500

Email: info@unisonin.com